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Custom finance software for lenders, payment providers and finance teams. We build the systems you run on, from loan approvals and e-wallets to reports and LHDN e-invoicing. Built around how you work, and yours to keep or sell.
The problem, and the fix
What holds finance businesses back.
Each problem sits next to the systems we build to fix it.
The vendor can't add what you need
You ask for a feature your business needs. The answer is "not on our roadmap", so your team works around it.
What we build
Loan applications and approval
Online applications, document upload and approval steps, so a loan moves from request to decision in one system.
Loan management
The whole loan in one place: disbursement, repayment schedules, payments and settlement.
Credit checks
Score applicants with your own rules, with AI built in where it helps.
Buy now, pay later and instalments
Split purchases into instalments, with apps for both merchants and customers.
Reports are built by hand
Reports for the authorities and for management come out of spreadsheets. Someone rebuilds them every cycle.
What we build
Statutory reports and dashboards
Reports for the authorities in one click, and live numbers for management.
E-invoicing with LHDN MyInvois
Issue e-invoices from your own records through Malaysia's e-invoicing system.
Collections and overdue tracking
See who is late at a glance, send reminders and record every follow-up.
Your systems don't talk to each other
Loans, payments and accounts sit in separate tools. The same data gets typed twice, and every copy is a chance for a mistake.
What we build
Payment gateway integration
Take card, online banking and e-wallet payments in your app or website through a payment gateway.
E-wallets
Stored balances, top-ups, transfers and a full transaction history.
Money transfer and remittance
Send money between accounts or across borders, with fees and rates shown before the customer confirms.
Merchant portals
Merchants see their sales, settlements and refunds in one place.
New rules land on old systems
When e-invoicing or reporting rules change, an old system needs another workaround.
What we build
e-KYC onboarding
Check a customer's identity online with an ID scan and a selfie, before they can apply.
Audit logs and access control
Every change is recorded with who made it. Each person sees only what their role needs.
Fraud and AML monitoring
Flag unusual transactions for review with rules you set. AML means anti-money-laundering checks.
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See All Our Work
Sell it as SaaS
Turn your system into a product you can sell.
Some finance businesses build a system for themselves, then see that others need it too. Built for that from the start, it becomes SaaS: software other companies pay to use.
One system, many companies
A multi-tenant system serves many customer companies, and each one sees only its own data.
Choose how you charge
Charge each company a monthly fee, charge per user, or charge per transaction.
Plan for running it
Selling software means billing, onboarding new customers and supporting them. We build the billing and onboarding into the system.
You own the product
You own 100% of the source code, so the product and what it earns are yours.
FAQ
Finance software questions, answered.
What finance software can CodeBudee build?
We build lending and credit systems, payment and e-wallet systems, and back-office tools for reports and compliance. Each one is built around how your business works.
Can we sell our system to other companies?
Yes, if it is built for that. A multi-tenant system lets you sell it as SaaS, and each customer company sees only its own data. You own the code, so the product is yours to sell.
Do we need a licence to run a finance product?
Often, yes. Lending, payments and money transfer usually need a licence or registration in Malaysia, Singapore and Australia. You hold the licence, and we build the software around its rules.
How do you protect financial and personal data?
We build in role-based access, so each person sees only what their role needs. Every change is recorded in an audit log. Your compliance team decides the controls, and we build them in.
Who owns the code?
You do. The source code is handed over to you at the end of the project. You are never locked in to us.
Do you work with finance companies in Singapore and Australia?
We are based in Penang, Malaysia, and take on clients in Malaysia, Singapore and Australia. Singapore shares our time zone, and we already deliver for an Australian client.
Let's talk about what you're trying to build.
A free consultation, no commitment. We'll talk through where your systems are today and what a custom build could look like for you.